health sharing plans are an affordable alternative to health insurance with no network restriction. Enroll anytime!

Changing the way healthcare is delivered and paid for in the U.S.

No Annual Renewal Periods

No Open Enrollment Period

No Network Restrictions

A Great Alternative to Traditional Health Insurance

Full Suite of Health Care Services

Member Centric





Who are these plans primarily intended for?

MPB.Health plans are intended for health-minded individuals who are interested in having more control in managing and maintaing their health care.

How do cost sharing plans compare to traditional health insurance?

Medical Cost Sharing plans are not Insurance, therefore, are not acknowledged or utilized as is insurance.  Unlike insurance, each member of the medical cost sharing community contributes funding which is, then, shared by all members for large medical needs that arise.  Since all funding is owned by the members, it is in their best interest to help each other minimize health care costs by seeking out highest quality services at fairest price for each medical need, thus maintaining low monthly share fees.    

What would be the effective date for my membership?

The enrollment deadline is the twentieth of the month for an effective membership start date of the first of the following month. 

How many employees are required for group health?

A minimum of 3 employees are required for the Employer Group List Bill program. 

Will my healthcare membership protect me while traveling outside the U.S.?

Eligible needs can be shared no matter where in the world they were incurred and treated if the itemized bill is in English and U.S. dollars.  

What is so special about MPB.Health's plan options?

MPB.Health is the only non-insurance-based, low-cost health care solution available today offering a variety of health plan options that include a full array of services to manage all your health care needs, such as: 



Medical Cost Sharing 

Member Assistance Program for Mental Health and Life/Work Assistance 

Whole Health Living Choices 

Cost & Quality Search for procedures costing $5,000+ 

MPB Concierge Services 

Choosing a plan that is right for you can help you have peace of mind knowing that you are receiving quality care at an affordable rate.

Healthcare Essentials

Our most cost-effective solution. Everyone Qualifies! Regardless of residence status, age, or health condition.

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Care Plus

Get more transparency from your health care membership, more freedom of choice and control.

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Ideal for small businesses. Requires a verifiable 1099 or business ID, allows access to a Health Savings Account.

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For members of a Direct Primary Care Practice, a great complement to managing large medical expenses.

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Plan Price Comparison

Compare the features and available benefits of each healthcare plan to determine if it will meet your needs. 

Our Alternative to Health Insurance Includes More Benefits to Satisfy All Your Health Care Needs

Medical Cost Sharing

Our affordable healthcare plans are an excellent solution to protect against unexpected high medical costs. It’s a freedom-focused, community-driven alternative with no annual or lifetime caps on sharing, where no one is declined based on religious beliefs.


Our virtual healthcare platform is an effective preventative solution to access a certified primary care doctor, pediatrician, mental health specialist, or women’s healthcare provider with no time limits at no additional cost 24/7/365 days a year.

Life Care

24/7/365 days a year access to virtual and live counseling for help with all of life’s challenges, including stress, anxiety, depression, relationship struggles, addiction, including employee assistance program. Access up to 12 in-person sessions per member/per year.

Concierge Support

Our Concierge is a dedicated team that provides personalized guidance through all of your healthcare needs, as well as cost & quality search assistance for providers, labs, medication for best outcomes at the fairest price.

Pharmacy Benefit Plan

HIPAA-Compliant International & multi-platform support. Our program searches a variety of U.S. platforms, the World Drug Market, and Pharmacy Assistance programs for the best price & solution for each of our members.

Personal Medical Records Vault & QR Life code

Provides members with secure emergency personal medical profiles & LifeCode IDs. Members can access & safely share their medical records and track health conditions to get better healthcare outcomes.

Request a Free Quote

By taking just a few seconds to fill out a quick and easy

quote request form, you could be saving a lot of money!

What Our Members Have to Say

“The overall difference in out-of-pocket cost, between MPB and traditional healthcare insurance, is mind-boggling.”

Liam Smith

When I had a need, I called to find out the steps. The one who helped me was patient and full of information. They were very helpful and supportive.

Michele V., Phoenix AZ

“I had a liver ailment that required comprehensive evaluation. In the end, there was nothing serious, but my expenses were covered after my IUA. ”

Phil M., Pennsylvania

Contact Us

Deerfield Beach, Florida