Healthcare Plans that Fit Your Budget
Our association protects and aids its members and their dependents to gain more control of their health care. Choose from a variety of healthcare plans designed to support mental and physical balance for optimal outcomes.
Great, Affordable Healthcare Alternatives
Health-Minded
We empower and promote healthy living and lifestyle choices
Worldwide
Medical expenses incurred outside the United States are shareable within the community
Comprehensive Care
Full range of services that meet your physical and mental healthcare needs
Avoid Surprise Medical Bills
With healthcare quality-cost search assistance
Freedom-Based
We don’t impose any network restrictions on any of our members
People-Centered
We never lose sight of the human behind the need for better healthcare
Healthcare Essentials
Our most cost-effective solution. Everyone Qualifies! Regardless of residence status, age, or health condition.
Care Plus: For Individuals & Families
Get more transparency from your health care membership, more freedom of choice and control.
Secure: For Self-employed or small businesses
Requires a verifiable 1099 or business ID, allows access to a Health Savings Account.
Direct: For Direct Primary Care Members
For members of a Direct Primary Care Practice, a great complement to managing large medical expenses.
HEALTH CARE ESSENTIALS
Our Most Cost-effective Solution | No need to meet any eligibility requirements
Plan Includes:
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Telehealth: Virtual Healthcare
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Life Care: Mental Health Counseling and Life/Work Resources
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Concierge Assistance: Membership Navigation Help
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Hospital Financial Assistance
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Pharmacy Benefits Program: Deeply Discounted Medication
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Personal Medical Records Vault: Secure Storage of Medical Records
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QR Life Code: Access for First Responders in Case of Emergency
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Whole Health Living Choices: Alternative Medicine & Healthcare Discounts
CARE PLUS
For Individuals & Families
Plan Includes:
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Medical Cost Sharing: Protection for Large Medical Expenses
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Telehealth: Virtual Healthcare
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Life Care: Mental Health Counseling and Life/Work Resources
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Concierge Assistance: Membership Navigation Help
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Cost & Quality Search Assistance: Provider Quality at Fairest Price
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Care Connect: Negotiation for large Medical Needs
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Pharmacy Benefits Program: Deeply Discounted Medication
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Personal Medical Records Vault: Secure Storage of Medical Records
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QR Life Code: Access for First Responders in Case of Emergency
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Whole Health Living Choices: Alternative Medicine & Healthcare Discounts
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SECURE
For Self-employed and Businesses
Plan Includes:
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Minimum Essential Coverage Plan (Mec)
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Medical Cost Sharing: Protection for Large Medical Expenses
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Telehealth: Virtual Healthcare
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Life Care: Mental Health Counseling and Life/Work Resources
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Concierge Assistance: Membership Navigation Help
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Cost & Quality Search Assistance: Provider Quality at Fairest Price
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Pharmacy Benefits Program: Deeply Discounted Medication
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Personal Medical Records Vault: Secure Storage of Medical Records
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QR Life Code: Access for First Responders in Case of Emergency
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Whole Health Living Choices: Alternative Medicine & Healthcare Discounts
DIRECT
A great complement for managing large medical expenses
Plan Includes:
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Medical Cost Sharing: Protection for Large Medical Expenses
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Telehealth: Virtual Healthcare
-
Life Care: Mental Health Counseling and Life/Work Resources
-
Concierge Assistance: Membership Navigation Help
-
Cost & Quality Search Assistance: Provider Quality at Fairest Price
-
Care Connect: Negotiation for large Medical Needs
-
Pharmacy Benefit Program: Deeply Discounted Medication
-
Personal Medical Records Vault: Secure Storage of Medical Records
-
QR Life Code: Access for First Responders in Case of Emergency
-
Whole Health Living Choices: Alternative Medicine & Healthcare Discounts
Our Alternative to Health Insurance Includes More Benefits to Satisfy All Your Health Care Needs
Medical Cost Sharing
Our affordable healthcare plans are an excellent solution to protect against unexpected high medical costs. It’s a freedom-focused, community-driven alternative with no annual or lifetime caps on sharing, where no one is declined based on religious beliefs.
Telehealth
Our virtual healthcare platform is an effective preventative solution to access a certified primary care doctor, pediatrician, mental health specialist, or women’s healthcare provider with no time limits at no additional cost 24/7/365 days a year.
Life Care
24/7/365 days a year access to virtual and live counseling for help with all of life’s challenges, including stress, anxiety, depression, relationship struggles, addiction, including employee assistance program. Access up to 12 in-person sessions per member/per year.
Concierge Support
Our Concierge is a dedicated team that provides personalized guidance through all of your healthcare needs, as well as cost & quality search assistance for providers, labs, medication for best outcomes at the fairest price.
Pharmacy Benefit Plan
HIPAA-Compliant International & multi-platform support. Our program searches a variety of U.S. platforms, the World Drug Market, and Pharmacy Assistance programs for the best price & solution for each of our members.
Personal Medical Records Vault & QR Life code
Provides members with secure emergency personal medical profiles & LifeCode IDs. Members can access & safely share their medical records and track health conditions to get better healthcare outcomes.
Request a Free Quote
By taking just a few seconds to fill out a quick and easy
quote request form, you could be saving a lot of money!
Frequently Asked Questions
Quickly find out if we’ve already addressed your query.
Who are these plans primarily intended for?
MPB.Health plans are intended for health-minded individuals who are interested in having more control in managing and maintaing their health care.
How do cost sharing plans compare to traditional health insurance?
Medical Cost Sharing plans are not Insurance, therefore, are not acknowledged or utilized as is insurance. Unlike insurance, each member of the medical cost sharing community contributes funding which is, then, shared by all members for large medical needs that arise. Since all funding is owned by the members, it is in their best interest to help each other minimize health care costs by seeking out highest quality services at fairest price for each medical need, thus maintaining low monthly share fees.
What would be the effective date for my membership?
The enrollment deadline is the twentieth of the month for an effective membership start date of the first of the following month.
How many employees are required for group health?
A minimum of 3 employees are required for the Employer Group List Bill program.
Will my healthcare membership protect me while traveling outside the U.S.?
Eligible needs can be shared no matter where in the world they were incurred and treated if the itemized bill is in English and U.S. dollars.
What is so special about MPB.Health's plan options?
MPB.Health is the only non-insurance-based, low-cost health care solution available today offering a variety of health plan options that include a full array of services to manage all your health care needs, such as:
Telehealth
Medical Cost Sharing
Member Assistance Program for Mental Health and Life/Work Assistance
Whole Health Living Choices
Cost & Quality Search for procedures costing $5,000+
MPB Concierge Services
What Our Members Have to Say
“The overall difference in out-of-pocket cost, between MPB and traditional healthcare insurance, is mind-boggling.”
“When I had a need, I called to find out the steps. The one who helped me was patient and full of information. They were very helpful and supportive.”
“I had a liver ailment that required comprehensive evaluation. In the end, there was nothing serious, but my expenses were covered after my IUA. ”