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Why is Medical Cost-Sharing a Better Alternative to Traditional Health Insurance Plans?

by MPowering Benefits Staff | Oct 26, 2022 | General

Many people are facing problems with the premiums of health insurance plans. They are so expensive that people have now started to look for alternative affordable healthcare plans online. One of the most famous and well-known alternatives people are choosing against...

How to Get the Lowest Premium Health Insurance?

by MPowering Benefits Staff | Oct 18, 2022 | General

The most pressing issue today is the following – How do we get low-premium health insurance? Traditional health insurance options are expensive. They make your head spin simply because not everyone can afford them. Let’s face it: you can’t get low-premium health...

Things To Consider Before Choosing A Health Care Share Plan For Yourself

by MPowering Benefits Staff | Oct 18, 2022 | General

Insurance prices climb with each open enrollment period, adding to the stress felt by employees and their families. Those ineligible for a tax credit will be forced to choose between paying high monthly rates or preceding coverage entirely (while paying the...

How To Save Money on Healthcare If You Don’t Have Health Insurance?

by MPowering Benefits Staff | Oct 18, 2022 | General

Let’s face it: health insurance is very expensive. Many people go without it simply because they can’t afford the monthly premiums. Not everyone does a fancy job – and not everyone has a PERMANENT job. You may not have the money to pay a fixed premium as you can...

Why Should You Bid Adieu to Traditional Health Insurance?

by MPowering Benefits Staff | Oct 12, 2022 | General

Let’s face it: Health insurance is expensive. Not every person can afford it. People are shying away from traditional health insurance simply because they can’t pay the premiums. Nonetheless, everyone needs money when medical emergencies arise. Have you...
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Medical Health Share Plans | Healthcare Plan for Pregnancy
© 2023 MPowering Benefits. All rights reserved
OPD Direct
Monthly Membership

 

Member Only
$79.95
Member+Spouse
$144.95
*Member+Child
$124.95
*Member+Family
$184.95

*Member+Child & Member+Family include the first child 5 years and up at a rate of $40. If 1st child is Newborn to 2, add an additional $50. If the 1st child is age 2 to 4, add $30. Additional children are added at the following rate: Under 2 yrs = $90; 2 – 4 years = $70; 5 – 21 yrs = $40 

OPD Access

Monthly Membership

Member Only
$119.95
Member+Spouse
$214.95
*Member+Child
$214.95
*Member+Family
$284.95

*Member+Child & Member+Family include the first child 5 years and up at a rate of $40 if 1st child is 0 to 2, add an additional $50. If 1st child is age 2 to 4, add $30. Additional children are added at the following rate: Under 2 yrs = $90; 2 – 4 years = $70; 5 – 21 yrs = $40 

Call us

Need Help or Have Questions?

Our Healthcare Advisors would love to help! Call us: (855) 816-4650

OPD Complete

Find your age group and select the Initial Unshareable Amount (IUA) that best fits your needs to see your monthly rate. There are three simple options:

$1,000 IUA   $2,500 IUA   $5,000 IUA

What is an Initial Unshareable Amount (IUA)?

It is the personal responsibility of members for their medical Needs. All qualified medical expenses after the IUA is met are 100% shareable with the Medical Cost Sharing community.

Age 18-29

  • $1,000 IUA
  • $2,500 IUA
  • $5,000 IUA
Monthly Contribution
Member Only
$296.95
Member+Spouse
$544.95
Member+Child
$519.95
Member+Family
$771.95
Monthly Contribution
Member Only
$246.95
Member+Spouse
$444.95
Member+Child
$419.95
Member+Family
$671.95
Monthly Contribution
Member Only
$221.95
Member+Spouse
$394.95
Member+Child
$369.95
Member+Family
$571.95

Age 30-49

  • $1,000 IUA
  • $2,500 IUA
  • $5,000 IUA
Monthly Contribution
Member Only
$321.95
Member+Spouse
$569.95
Member+Child
$544.95
Member+Family
$771.95
Monthly Contribution
Member Only
$266.95
Member+Spouse
$469.95
Member+Child
$444.95
Member+Family
$671.95
Monthly Contribution
Member Only
$246.95
Member+Spouse
$444.95
Member+Child
$419.95
Member+Family
$621.95

Age 50-65

  • $1,000 IUA
  • $2,500 IUA
  • $5,000 IUA
Monthly Contribution
Member Only
$396.95
Member+Spouse
$694.95
Member+Child
$669.95
Member+Family
$971.95
Monthly Contribution
Member Only
$346.95
Member+Spouse
$594.95
Member+Child
$569.95
Member+Family
$821.95
Monthly Contribution
Member Only
$271.95
Member+Spouse
$544.95
Member+Child
$519.95
Member+Family
$746.95

*Member+Child & Member+Family include the first child 5 years and up at a rate of $40 if 1st child is 0 to 2, add an additional $50. If 1st child is age 2 to 4, add $30.

Subsequent children are added at the following rate:

 

Age
Added Cost
Under 2
$90
2 to 4
$70
5 and up
$40