An Effective Alternative to Health Insurance

All our plans provide essential health care benefits that support and promote a healthy lifestyle to give you back control of your health care

Medical Cost Sharing

An organized way to share in one another’s medical burden

Medical Cost Sharing consists of a large community of health-conscious individuals. Who Voluntarily contribute a monthly share amount towards each other’s healthcare expenses.

  • Everyone Accepted: We do not decline anyone for prior medical conditions or religious beliefs.
  • Shared Medical Costs: We share each others medical costs as a community of like minded individuals.
  • Healthy Living: We process medical needs quickly for our members, within weeks not months.
  • ​Gain Freedom: Our members can work with any provider without network restrictions.
  • No Annual Caps: Our sharing program does not have annual or lifetime caps on your need
  • Worldwide: Share in a medical costs when on a vacation or serving a mission outside the USA.

Three Simple Responsibility Options:

The initial Unshareable Amount (IUA) is the personal responsibility of the member for their medical needs. All qualified medical expenses after the IUA is met, are shareable with the Medical Cost Sharing Community. The higher the IUA you choose. the lower your monthly contribution.


$1,000 IUA    $2,500 IUA   $5,000 IUA
  • Low monthly amount and total financial exposure.
  • Sharing is Need based not an annual  deductible.
  • Initial Unshareable Amounts ($1,000, $2,500, $5,000).
  • Member responsibility includes being health  focused. 
  •  Two year lookback for pre-existing conditions.



As Easy as Texting a Friend

Members may access our multi-specialty, licensed physicians (not a bot) on their own time, whenever and wherever. Through a convenient web and mobile experience, members are free to text directly with our providers to get the answers they need, including access to additional support.


Virtual Care Built to be an Experience, Not an Encounter Enable seamless, virtual connections with our dedicated team of board-certified physicians and specialists that goes beyond traditional urgent, emergent, and primary care to deliver robust and integrated care. The solution will be accessible via secure text (with image share, phone, and video available) 24/7 and 365 days per year in all 50 states.

Integrated Behavioral Health

Integrated behavioral model using a team of multi-specialty clinicians to assess, diagnosis, treat, or coordinate a referral. Using evidence-based best practices to implement measurement-guided care plans for both medication management and evidence-based therapy for the now issues.

  • Integrating a multispecialty care team of primary care specialists, therapy, and psychiatry
  • Providing on-going access to care or relapse concerns
  • Psychosocial and medication interventions
  • ​Customized clinical playbook with navigation for in-network referrals

Life Care


Mental Health Counseling & Member/Employee Assistance Program

This program provides members with a way to find help for dealing with personal and work-related issues. Without this help, these issues could decrease members’ quality of life, interfere with job performance, reduce profits and decrease the organization’s productivity.

Grief & Loss • Parenting Support • Teen Counseling • Codependency Therapy

Services Include

  • Counseling: Live interactive, HIPAA compliant, virtual, face to face, telephonic.
  • Personal Navigation: In all areas of work/life convenience (child/eldercare, housing assistance, local community-based resources, etc.)
  • Elder Care and Financial: Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.
  • ​Online Training Library: Thousands of virtual work/life trainings & ability to track progress
  • Access to COMPASS: Advanced HR support & assistance in professional development



A dedicated team that will help you navigate your membership 

The Concierge is focused on supporting and guiding you every step of the way through your healthcare journey.

  • Personalized guidance through all your medical needs and membership
  • Access via (800) 519-2969 or online chat
  • Cost & quality search assistance for providers,  labs, medication for best outcomes at the fairest price

Personal Medical Records Vault & QR Life code


Personal Medical Records Vault

A secure and accessible emergency profile that allows members to grant access to their electronic medical records to practitioners, providers, facilities, etc., providing continuity of care. Health tracking provides family members and caregivers the ability to record vital health observations easily and privately.

QR Lifecode

The personal Medical Record Vault provides members with secure emergency personal medical profiles & five-digit Life Codes IDs. Members can access and safely share their medical records, track health conditions, and get better healthcare solutions.

Whole Health Living


Access to more than 35,000 providers, discounts & more than 35 complementary & alternative medicine specialties

Web portal allows members to print their discount coupons directly without having to wait for authorization or benefit approval.

Discounts may include

  • Mind & Body: acupuncture,  chiropractic, massage therapy, natural healing, physical & occupational therapy and relaxation
  • Nutrition: diet & nutrition, food, vitamins & prescriptions, & weight management
  • Movement: Accessories & equipment, personal training, pilates, tai chi & Qi Gong & yoga
  • Lifestyle: dental, hearing & vision, gifts & special occasions, relaxation & others

Get the Freedom of Choice You Expect From Healthcare

Speak With MPB Concierge

Speak to a live person from our MPB Concierge Team.

Create a Support Ticket

Submit a query in order to better assist you.

My Account Access

Access your member healthcare portals

Contact Us

Deerfield Beach, Florida

(855) 816-4650