Compare our plans side-by-side to find the right fit for you and your family
| Features |
Care+
Best Value
|
Direct
Best for Preventive
|
Secure HSA
Best for Self-Employed
|
|---|---|---|---|
| Plan Overview | |||
| Best For | Individuals & families seeking protection from large medical expenses | Those who value preventive care and DPC | Self-employed & 1099 contractors |
| Monthly Contribution | From $268/month* | From $295/month* | From $326/month* |
| Initial Unshareable Amount (IUA) | $1,250, $2,500, $5,000 | $1,250, $2,500, $5,000 | $1,250, $2,500, $5,000 |
| Health Sharing Benefits (after IUA for applicable sharing plans — see guidelines) | |||
| Large Medical Expense Sharing | ✓ Included | ✓ Included | ✓ Included |
| Hospitalization | ✓ Included | ✓ Included | ✓ Included |
| Surgery | ✓ Included | ✓ Included | ✓ Included |
| Emergency Room Visits | ✓ Included | ✓ Included | ✓ Included |
| Diagnostic Imaging (MRI, CT, X-ray) | ✓ Included | ✓ Included | ✓ Included |
| Lab Work | ✓ Included | ✓ Included | ✓ Included |
| Lifetime Sharing Limit | ✓ None | ✓ None | ✓ None |
| Preventive & Wellness | |||
| Preventive Care Sharing | — | ✓ Included | ✓ 100% Coverage |
| Annual Wellness Check-Up Allowance | — | ✓ $150/year | ✓ Included |
| Mammogram, Colonoscopy (screening) | — | ✓ Included — 6-mo wait for screening mammography & colonoscopy | ✓ Included |
| Immunizations | — | Youth only | ✓ Included |
| Mental Health | |||
| Virtual Mental Health Care | ✓ Included | ✓ Included | ✓ Included |
| Maternity | |||
| Maternity Sharing | ✓ After 6 months | ✓ After 6 months | ✓ After 6 months |
| Prenatal Care | ✓ Included | ✓ Included | ✓ Included |
| Delivery & Postpartum | ✓ Included | ✓ Included | ✓ Included |
| Additional Benefits | |||
| Telemedicine (24/7) | ✓ $0 consults | ✓ $0 consults | ✓ $0 consults |
| RX Benefits | ✓ Up to 80% off | ✓ Up to 80% off | ✓ $0 & $15 |
| Vision Discounts | Add-on | Add-on | Add-on |
| Dental Discounts | Add-on | Add-on | Add-on |
| Special Features | |||
| HSA Compatible | — | — | ✓ Yes |
| Tax Advantages | — | — | ✓ HSA Contributions |
| DPC Compatible | ✓ Pairs Well | ✓ Ideal Pairing | ✓ Pairs Well |
| Network Restrictions | ✓ None - Any Provider | ✓ None - Any Provider | PHCS Network (Preventive Only) |
| Eligibility | |||
| Who Can Enroll | Individuals, Families, Groups | Individuals, Families, Groups | Self-Employed, 1099, Business Owners |
| Pre-existing Conditions | 24-month lookback | 24-month lookback | 24-month lookback |
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