MEDICAL COST SHARING
Health share with a community that values personal responsibility and a healthy lifestyle. Members enjoy the freedom, flexibility, and stability of community medical cost sharing while saving 40-60% off from what traditional health insurance would cost.
24/7 Text first physicians.
A team of dedicated agents that will help you navigate healthcare.
Member Assistance Program
24/7 Counseling, Work/Life resources and more.
Healthcare Navigation Tool
Know the true cost and quality of care.
Pharmacy Benefit Plan
Access to any and all pharmaceutical manufacturer savings programs and patient assistance programs.
Why Medical Cost Sharing
Medical Cost Sharing is an organized way to share in one another’s medical burdens. This system has proven to be an effective alternative to traditional—increasingly complex and costly—health insurance. Members enjoy the freedom, flexibility, and stability of community medical cost sharing while keeping more money in their own pockets.
- EVERYONE ACCEPTED: We do not decline anyone for prior medical conditions or religious beliefs.
- SHARE MEDICAL COSTS: We share each others medical costs as a community of like minded individuals.
- HEALTHY LIVING: We encourage healthy living within our community which helps us all.
- ATTENTIVE TO NEEDS: We process medical needs quickly for our Members, often within 5 business days.
- GAIN FREEDOM: Our members can work with any provider without network restrictions.
- NO ANNUAL CAPS: Our sharing program does not have annual or lifetime caps on your need reques
- WORLDWIDE: Share in a medical costs when on a vacation or serving a mission outside the USA.
We have 3 simple responsibility options
The Initial Unsharable Amount (IUA) is the personal responsibility of the member for their medical needs. All qualified medical expenses after the IUA is met are shareable with the Medical Cost Sharing community.
The higher IUA you choose, the lower your monthly contribution.
Get Healthcare Transparency
Search for medical procedures and find providers in your area.
Compare providers that offer great quality at a fair price.
Save hundreds to thousands of dollars on out-of-pocket costs.
Connecting Members to Doctors in Seconds
Telehealth plus multi-specialty, counseling and behavioral healthcare is delivered in a seamless integrated care model. You’ll measure savings without sacrificing timely access or superior quality of care.
Call For a Quote:
<1 minute to connect
members with a real doctor
Our Member Assitance Program
This program provides members with a way to find help for dealing with personal and work-related issues. Without this help, these issues could decrease members’ quality of life, interfere with job performace, reduce profits and decrease the organization’s productivity.
Live interactive, HIPAA compliant, virtual, face to face, telephonic.
In all areas of work/life convenience (child/eldercare, housing assistance, local community-based resources, etc.)
Elder Care and Financial
Telephinic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.
Online Training Library
Thousands of virtual work/life trainings & ability to track progress.
Access to COMPASS
Advanced HR support & assistance in professional development.
Minimum Essential Coverage Plan
Provides all 64 preventative and wellness services (except for genetic testing), as outlined in the Affordable Care Act (ACA). You have access to free preventive services like flu shots, check-ups, and screening tests. Getting these recommended services is an important step toward good health and well-being.
Direct Primary Care
Direct Primary Care is a subscription based innovative alternative payment model improving access to high functioning healthcare with a simple, flat, affordable membership fee. No fee-for-service payments.
- Most DPC’s offer $0 co-pay for Preventive and Primary Care services provided in-office
“We’ll hold your hand every step of the way.”
You will be fully supported throught your healthcare journey!
“The overall difference in out of pocket cost, between MPB and traditional healthcare insurance, is mind boggling. In respect to a detached retina surgery, I had a in 2018, my total out of pocket was about $11,000 less than traditional insurance, between monthly membership in MPB and the $1000 IUA.”
“The best thing about the service has been my experience calling the Concierge Team. I’ve had to call multiple times, but I’ve always talked to the same 2 people, and they always answer right away… I don’t go through a whole automated system. Any issue I have is handled immediately and I don’t have to waste any time!”
“MPB.HEALTH has brought comfort, compassion & thoughtfulness to the healthcare world. Calls & emails are answered promptly with thorough answers. Everyone has been outstanding. From helping with getting bills through, helping with providers, providing assistance with questions. So many positive experiences!”