Secure HSA

Designed for Independent Contractors and Small Business owners with additional benefits including Preventive Care, HSA Compatibility, and Co-Pay options.
Provides Preventive Services as Mandated by the Affordable Care Act (ACA) 

Secure HSA Plan Healthcare

Designed to avoid tax penalties, provide all ACA Wellness/Preventive Care and allow access to an HSA and Co-Payment options for small employer groups or with verifiable self-employment, small business ownership, 1099 or Business ID.

Minimum Essential Coverage (MEC)

This preventive care plan requires utilization of in-network providers for $0 co-pay. Includes:

  • Annual Wellness Visit
  • Well-Woman Visit
  • Childhood Immunizations
  • Mammograms
  • Colonoscopies

Secure HSA Benefits


Secure HSA

from$ 220 / Monthly
For Independant Contractors & Small Business Owners
  • Medical Cost Sharing
  • HSA Eligible
  • Preventive Care
  • Telehealth
  • Mental Health
  • Concierge
  • RX Discounts

Secure HSA

Ideal for self-employed individuals or small businesses with verifiable 1099 or business ID.
You own the account; therefore, HSA funds stay with you when you change jobs or retire.
After age 65, HSA funds can be rolled into a retirement account or kept in the HSA.
Money you do not use in your HSA rolls over from year to year and earns interest tax-free.
Options for self-directed investments can potentially grow your savings for healthcare or retirement.
Key Features

Health Plan Features

No Limits

No lifetime or annual caps on qualifying medical expenses

Better Choices

Empowers and promotes healthy living and lifestyle

Pre-Existing Conditions

Two-year look back and limit on sharing

Available World Wide

Health Sharing available for emergencies or acute care when outside the U.S.


Maternity needs are shareable. Conception date must be after the start date.

End of Life Assistance

If a member dies after one year of membership, financial assistance will be provided

Health Sharing

A better way to pay for Health Care
Health sharing is a unique and innovative approach to managing healthcare costs that allows individuals to pool their resources together in order to cover medical expenses.

This approach is generally 40-60% less expensive than traditional healthcare solutions.

Medical Needs

Each medical incident is treated as a "Need". Where once the IUA is met, the community shares medical expenses until the member is symptom-free for 12 months.

Meeting your Initial Unshareable Amount

The IUA is the personal financial responsibility of the member, before the community shares medical expenses.

Total Fiscal Financial Responsibility

The member is responsible for up to 3 IUA's a year.

Pre-Existing Conditions

There is a one year waiting period for pre-existing conditions to be eligible for sharing, followed by a fixed sharing schedule.
As Easy as Texting a Friend


As a Member, you may access our primary, pediatric, women’s health, and behavioral health board-certified physicians on your own time, whenever and wherever.

Through a convenient web and mobile experience, you are free to text directly with our providers to get the answers you need, including access to additional support. This solution will be accessible via secure text (with image share, phone, and video available) 24/7 365 days a year in all 50 states.

No wait times

No appointments

Anytime anywhere

Member Assistance Program

Mental Health & LifeCare

100% Confidential Counseling: This program provides members with a way to find help dealing with personal and work-related issues. Without this help, these issues could decrease members’ quality of life or interfere with job performance.


Virtual, face-to-face, or telephonic sessions with a counselor

Personal Navigation

In all areas of work/life convenience

Access Additional Resources

Childcare, legal, financial, support groups, housing, etc.

Elder Care and Financial

Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.

Online Training Library

Thousands of virtual work/life training and ability to track progress.

Access to Compass

Advanced HR support and assistance in professional development.

Securely Record Vital Health Observations

Provides Continuity of Care

Easy Access for Emergency First Responders

Easy Access

QR LifeCode and Personal Medical Records Vault


You can grant access to your Electronic Medical Records to providers, medical facilities, family, etc., providing continuity of care. Health Tracking provides you and your caregivers the ability to record vital health observations easily and securely.


In a medical emergency first responders can access your Medical Records Vault through your QR LifeCode Five-digit ID code. You can access and safely share your medical records, track health conditions, and get better healthcare solutions.

Always There To Help

Concierge Assistance

The concierge is focused on supporting and guiding you every step of the way through your health care journey.

The concierge team at MPB Health is here to help you make the most out of your membership. Traditional healthcare can be difficult to understand, at MPB Health it doesn’t have to be! We’re here to help you navigate all your benefits. We’ll work with you to ensure that you have the support you need and that you’re getting the most out of your healthcare plan.

Provides Guidance

Educates Members

Member Support

Pharmacy Benefit Program

Save at least 75% on your medications! Our Concierge Team diligently searches 10-15 sources nationally and internationally to secure the best prices for your medications.

Contact Us

Have Questions?

Fill in the form and an MPB Health Advisor will get back to you as soon as possible.

Call Now

(855) 816.4650