About Us
MPB Health is a leading provider of alternative healthcare solutions, empowering individuals and families to access affordable care through a supportive, member-driven community. Our innovative medical cost sharing model helps members save up to 50% on medical expenses versus traditional insurance plans. Based in the United States, we prioritize transparency, compassionate support, and comprehensive membership options—so you can make informed healthcare decisions and enjoy true peace of mind.
Our Mission
“Together, we share the care that empowers healthier lives”.
Our mission is to empower individuals to live healthier, happier lives through innovative, comprehensive healthcare solutions—providing personalized support and guidance so our members can make informed decisions and access the best care possible.
Transparency
We communicate openly and honestly, ensuring our members have clear insights into their healthcare options and costs.
Compassion
We listen with empathy and understanding, treating each member’s circumstances with kindness and respect.
Care
We deliver personalized support and attention, going the extra mile to ensure every member receives the highest quality healthcare experience.
Frequently Asked Questions
How does medical cost sharing work, and how is it different from traditional health insurance?
Members each contribute a fixed monthly share to a communal pool. When you incur a medical expense, you submit your bills, and the HealthSharing community’s pooled funds help pay for eligible costs according to sharing guidelines. Unlike traditional insurance—where you pay premiums to an insurer that assumes risk—medical cost sharing is truly community-driven.
Every medical incident begins with your Initial Unshareable Amount (IUA), the portion you agree to pay before the community’s share takes effect.
How much can I save on my healthcare?
Members typically save 40–60% versus traditional insurance.
What requirements must I meet, and are there any waiting periods or pre‐existing condition restrictions before my expenses become share‐eligible?
Health-sharing programs typically require that you reside in a supported region—most often within the United States or its territories—and maintain that address on file. You’ll also be asked to affirm a set of guiding principles, such as a commitment to community-driven cost sharing, healthy lifestyle choices. Once enrolled, you select an “Initial Unshareable Amount” and make fixed monthly contributions; your eligibility for sharing remains in force only while your payments are current.
To safeguard the sustainability of the communal pool, some memberships may require waiting periods before certain expenses become share-eligible.
HealthSharing programs typically set a waiting period before sharing costs for any medical conditions you had before joining. These are known as pre-membership medical conditions.
Because each health-sharing program has its own requirements, timeframes, and limitations—and may be subject to various state regulatory notices or disclaimers—it’s essential to review the official guidelines and any state-specific notices of any program you’re considering. That way, you’ll understand precisely when and how your expenses become share-eligible.