Affordable Healthcare Solutions for Small Businesses & 1099 Professionals
A cost-sharing healthcare alternative to traditional insurance, designed to help small business owners, contractors, and freelancers reduce healthcare expenses—so you can keep your team healthy without the high costs.
Call: (855) 816-4650
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Why Choose Our Small Business Healthcare Sharing Plan?
Cost-Sharing for Small Businesses
Replace hefty premiums with a fixed monthly share that pools funds for eligible medical costs—saving 40–60% versus typical plans.
Share Monthly Contributions
Each participating employee or self-employed member pays a fixed share into a communal pool. Contributions fund eligible medical expenses for all members—no group insurance policy required.
Effortless Scalability
Whether you have a few employees or many, our Health Sharing Programs adapts to your size—fostering trust and avoiding restricted networks.
Complete Protection for Your Small Team
Manage benefits effortlessly—one stop access to telehealth, cost sharing, mental health, and more. Explore our services—features vary by membership.
Protection From Large Medical Expenses
$0 Virtual Behavioral Health
$0 Unlimited 24/7/365 Virtual Urgent Care
$0 Continuous & Personalized Virtual Primary Care
Preventive Services that Satisfy Federal Health Mandates
Reduce or Eliminate Large Hospital Bills
Applicable with eligibility requirements
Over 1,000 medications at $0 or under $14.95
Save on Prescriptions at Nationwide Pharmacies
Save 30% on High-Quality Vitamins & Supplements
Personalized Advocacy and Expert Member Support
Genetic Testing Discounts.
$0 Unlimited Virtual Pet Care
Features of Our Memberships
Provider Freedom
Members enjoy the freedom to choose their own providers without being restricted by narrow networks or penalized for going out of network. (Please note: Plans that include MEC benefits do follow a network since these services are provided at no cost).
No Annual or Lifetime Caps
Transparent Sharing Guidelines
Detailed, easy-to-understand rules outline which medical expenses are eligible, how sharing amounts are applied, and any limits—ensuring members know exactly what to expect.
Tax-Friendly Options
Qualifying Individuals may deduct the MEC portion of their membership, regardless of whether they are independent contractors, freelancers, or traditional employees. Be sure to consult your tax advisor for guidance specific to your situation.
Choose Your Plan
Save on healthcare expenses and foster a supportive environment for your team. Join thousands of small business owners and 1099 professionals who trust community-driven medical cost sharing.
MEC+Essentials
Health Savings Account Compatible
Starting at
$125/Month
Minimum Essential Coverage
Debt Dismissal
(Applicable with eligibility requirements)
Virtual Urgent Care
Virtual Primary Care
Virtual Mental Health
MPB Concierge Assistance
Pharmacy Discounts
Vitamin Discounts
DNA Test Discounts
QR Life Code
Medical Records Vault
Virtual Pet Care
Secure HSA
Health Savings Account Compatible
Starting at
$231/Month
Minimum Essential Coverage
Medical Cost Sharing
Virtual Urgent Care
Virtual Primary Care
Virtual Mental Health
MPB Concierge Assistance
Pharmacy Discounts
Vitamin Discounts
DNA Test Discounts
QR Life Code
Medical Records Vault
Virtual Pet Care
Premium HSA
Health Savings Account Compatible
Starting at
$258/Month
Minimum Essential Coverage
Medical Cost Sharing
Virtual Urgent Care
Virtual Primary Care
Virtual Mental Health
MPB Concierge Assistance
Pharmacy Discounts
Vitamin Discounts
DNA Test Discounts
QR Life Code
Medical Records Vault
Virtual Pet Care
MPB Health is your gateway to qualified Health Share Programs. While MPB Health is not a Health Share Organization or a Health Care Sharing Ministry (HCSM), we provide the membership services and support that give you access to organizations that share in members’ medical expenses. Through MPB Health, you can experience affordable, community-based healthcare that works as an alternative to traditional insurance.
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