Affordable

Health Insurance Alternatives

Health Sharing Plans - Be a part of your own group health plan.
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Medical Cost Sharing
An Alternative to Health Insurance

What is Health Sharing

Health sharing is a unique and alternative approach to traditional health insurance, where members come together to collectively share the burden of medical expenses. In this system, individuals or families pool their resources by contributing a predetermined amount of money each month into a shared fund. This fund is then used to cover the healthcare costs of those who are in need.

Unlike conventional insurance plans, health sharing relies on principles rooted in community support and mutual responsibility.

Moreover, health sharing promotes personal accountability by encouraging healthy lifestyles and preventive care measures since each member's overall wellness directly affects the collective financial stability of the group.
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Health Sharing vs Health Insurance

Health sharing, a unique alternative to traditional health insurance, offers individuals an innovative approach to managing their healthcare expenses. Unlike traditional health insurance, which operates on the concept of risk pooling and premiums based on statistical data, health sharing is founded upon principles of mutual aid and collective responsibility among members who share similar beliefs or values.

The major difference between health sharing and traditional health insurance is that medical cost sharing plans are nonprofit, meaning all the collected funds are allocated towards the expenses of members. Whereas, traditional health insurance companies are large corporations with a fidutianry for profit responsibiliy to its shareholders. 

Compare the features and available benefits of each healthcare plan

Which Plan Will You Choose?

HEALTHCARE ESSENTIALS

Our most cost-effective solution. Everyone Qualifies! Regardless of residence status, age, or health condition. Includes hospital debt dismissal.****

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CARE PLUS PLAN

Ideal for families and individuals looking for a comprehensive array of benefits, including telehealth, mental health, and health sharing for large medical expenses.

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SECURE PLAN

Designed for independent contractors and small business owners with additional benefits including preventative care, HSA and Co-Pay plan options.


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DIRECT PLAN

Intended to complement a Direct Primary Care membership to include access to preventative care and the medical cost sharing for large medical expenses.


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