Health Coverage for
Your Small Business
We provide a variety of solutions to meet your needs
Request a free quote, it’s quick and easy!
Save up to
on healthcare compared to traditional health insurance
We are improving healthcare by making it more accessible,
more convenient, and much more cost-effective
✔ No network restrictions
✔ Enroll anytime
✔ Medical costs incurred outside the United States are shareable
✔ No annual or lifetime caps on eligible needs
✔ Receive all ACA preventive care with our Secure Plan including access to a health savings account
Find out how much money you can save by providing us with your group census
Get the freedom
or allow your employees the option
to buy their own plan
Minimum Essential Coverage Plan
Provides preventive services as mandated by the Affordable Care Act (ACA) – Secure Plan
Annual Wellness Visit
Health Savings Account Compatible (HSA)
A tax-advantaged medical savings account that can be used to pay for medical expenses with before-tax dollar is available to taxpayers in the United States who are enrolled in MPB Secure
- You own the account, therefore, HSA funds stay with you when you change jobs or retire.
- Savings for retirement, after age 65, HSA funds can be used for any purpose without penalty.
- The money you do not use in your HSA rolls over from year to year and earns interest tax-free.
- Options for self-directed investments can potentially grow your savings for healthcare or retirement.
Medical Cost Sharing
Protection against unexpected high medical expenses
No Annual Caps
No Network Restrictions
Medical Cost Sharing consists of a large community of health-conscious individuals who voluntarily contribute a monthly share amount towards each other’s healthcare expenses.
Member is responsible for the first $1,000, $2,500, or $5,000 of their chosen IUA. The Medical Cost Sharing Community shares members’ remaining eligible medical expenses.
Connect with a doctor in less than 60 seconds 24/7/365
Members may access our primary, pediatric, women’s health, and behavioral health board-certified physicians on their own time. Through a convenient web and mobile experience, members are free to text directly with our providers to get the answers they need, including access to additional support. This solution will be accessible via secure text (with image share, phone, and video available) 24/7 and 365 days per year in all 50 states.
Help dealing with personal and work-related issues
4 Sessions with a Counselor (Renewable)*
If you or your family are experiencing a difficult time in areas of stress, anxiety, depression, family-related issues, substance abuse, or any other problems we are here to help you through it.
Covers four virtual, face-to-face, or telephonic sessions with a counselor, per person attending. Sessions are renewable as long as you have a two-month break in counseling.
Help for but not limited to:
- Marital & family related issues
- Children & adolescents
- Anger, stress, & time management
- Grief & loss
- Alcohol & substance abuse
- Elder care concerns
- Domestic abuse
- Job-related stress
Our MPB team will help you navigate your membership
The concierge team at MPB Health is here to help you make the most out of your membership. Traditional healthcare can be difficult to understand, at MPB Health it doesn’t have to be! We’re here to help you navigate all your benefits. We’ll work with you to ensure that you have the support you need and that you’re getting the most out of your healthcare plan.
Cost & Quality Search Assistance
Highest quality, fairest priced providers, diagnostics centers, labs & medical facilities
Quality & Cost Navigation Tools
Identify Fair Price
Quality Ranking Comparison
Our dedicated Concierge Team researches the highest quality, fairest priced providers, diagnostics centers, labs, and medical facilities for members who are in need of these services. We also provide our members with quality and cost navigation tools that make it easy for members to identify fair price providers and compare quality rankings. find high-quality care at a Fair Price
Help finding the highest quality of care for high medical procedures at a fair price
Get the Highest Quality of Care
Find Fair-Priced Providers
We work with the Care Connect Team to search for the highest quality and fairest price for each component of a member’s surgical procedure. The total cost is then negotiated to the lowest possible price.
Pharmacy Benefit Program
Fairest priced medications & where these medications can be purchased
International & Multi-platform Support
Our Concierge Team searches a variety of U.S. platforms, the World Drug Market, and Pharmacy Assistance programs to find the fairest-priced medications for our members and where these medications can be purchased.
Cost-effective Integrative Health Solutions
Access to over 35,000 providers, discounts, and more than 35 alternative medicine specialties
Complete & Integrated Solutions
Print Your Own Discount Coupons
Improve Health Outcomes & Reduce costs
The wholeHealth Living Choices portal allows member to print their discount coupons directly without having to wait for an authorization or benefit approval
Discounts may include:
• Mind & Body: Acupuncture, Chiropractic, massage therapy, natural healing, physical and occupational therapy and relaxation
• Nutrition: Diet and nutrition, food, vitamins and prescriptions, and weight management
Medical Records Vault & QR LifeCode
Secure & accessible emergency profile & personal health records
Securely Record Vital Health Observations
Provides Continuity of Care
Easy Access for Emergency First Responders
Members can grant access to their Electronic Medical Records to providers, medical facilities, family, etc., providing continuity of care. Health Tracking provides members and caregivers the ability to record vital health observations easily and securely.
In a medical emergency first responders can access a member’s Medical Records Vault through their QR LifeCode five-digit ID code. Members can access and safely share their medical records, track health conditions, and get better healthcare solutions
An affordable Alternative to
Traditional Health Insurance!
Individual Coverage Health Reimbursement Arrangement (ICHRA)
In addition to group health plans, MPB.Health offers ICHRA. Individual Coverage Health Reimbursement Arrangement (ICHRA) is an employer-funded, tax-advantaged health reimbursement arrangement. The employer sets aside a chosen amount of pre-tax dollars for their employees to pay for medical expenses. Moreover, ICHRA has no size restrictions and can be implemented with small businesses and large corporations. The employer can customize reimbursements with each class of employees, as well as have the freedom to choose what type of medical expenses are eligible for reimbursement.
Employees have an option to access Medical Cost Sharing memberships, with no network restrictions; or they can access over 30 available individual health insurance plans, as well as Medicare. Some employees may qualify for a subsidy on the ACA Marketplace, therefore, may choose to waive the ICHRA plan. However, small businesses who are not subject to the Employer Mandate have an option to meet the ICHRA “affordability” criteria. ICHRA offers an open enrolment period, allowing employers to set up a plan solution at any time of the year.