Health sharing built around your family.

Why families choose MPB Health.

Everything traditional insurance made complicated, simplified into one membership you can actually understand.

Save 30 to 60%

Typical families contribute far less each month than they would pay in traditional premiums.

See any provider

No narrow networks. Keep your pediatrician, your specialist and the hospital you trust.

A real community

Eligible medical expenses are shared by a nationwide community of members, not an insurer.

Transparent pricing

Clear monthly contributions and a single member responsibility amount. No surprise bills.

Sharing that travels

Support that goes with you across the country and around the world.

Maternity sharing

Prenatal, delivery, postnatal and newborn care are eligible for sharing on qualifying memberships.

Built for the days in between.

Sharing protects you from the unexpected. These are the things your family uses every week.

$0 virtual care, day one

Unlimited 24/7 urgent care, continuous primary care and behavioral health visits at no cost.

A personal concierge

A real person schedules visits, walks you through sharing requests and answers questions fast.

Pharmacy savings

Over 1,000 medications at $0 or under $14.95, plus 30% off vitamins and supplements.

No annual or lifetime sharing maximums on eligible expenses

Join any month. No open enrollment window.

From quote to care in four steps.

Get a quick estimate

Tell us who needs care and see every membership priced for your household in about 30 seconds.

Talk to an advisor

Compare options with someone who understands your healthcare goals. No pressure, no scripts.

Enroll online

Join any month of the year. There is no open enrollment window to wait for.

Start using care

Virtual care and concierge support begin as soon as your membership is active.

Frequently asked questions

What are alternatives to traditional health insurance?

Alternatives to traditional health insurance include health sharing memberships, medical cost sharing programs, direct primary care, and HSA-compatible healthcare solutions.

Are health sharing memberships good for families?

Many families choose health sharing memberships because they may offer lower monthly costs, flexible healthcare access, and community-based medical expense sharing.

Can self-employed individuals use health sharing memberships?

Yes. Health sharing memberships are commonly used by freelancers, entrepreneurs, contractors, and self-employed professionals seeking affordable healthcare alternatives.