Self-Employed Health Insurance Alternative Plan

Get Self-Employed Non-Insurance Health Plan

Secure HSA Health Plan

Provides Preventive Services as Mandated by the Affordable Care Act (ACA)

Secure HSA: Our self-employed health insurance alternative plans are designed to avoid tax penalties, provide all ACA Wellness/Preventive Care and allow access to an HSA for small business owner groups or with verifiable self-employment, small business ownership, 1099 or Business ID.

Minimum Essential Coverage (MEC)

This preventive association care plan for 1099 employees requires the utilization of in-network providers for $0 co-pay. Includes:
  • Annual Wellness Visit
  • Well-Woman Visit
  • Childhood Immunizations
  • Mammograms
  • Colonoscopies

Quick & Easy Enrollment Process

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Designed for independent contractors and small business owners, this alternative health insurance plan offers comprehensive benefits tailored to your unique needs. With features such as preventive care and HSA compatibility, it stands out as an ideal solution for those seeking health insurance alternatives for self-employed.

Whether you’re looking for health insurance alternatives for business owners or need a robust health plan for independent contractors, this plan provides the support necessary to keep you and your business thriving.

Key Features

Benefits of Alternative Group Health Insurance For Self-Employed

Large Medical Expenses

Health Sharing

A better way to pay for Health Care
 
Health sharing is a unique and innovative approach to managing healthcare costs that allows individuals to pool their resources together in order to cover medical expenses.
 
This approach is generally 40-60% less expensive than traditional healthcare solutions.

Each medical incident is treated as a “Need”. Where once the IUA is met, the community shares medical expenses until the member is symptom-free for 12 months.

The member is responsible for up to 3 IUA’s a year.

The IUA is the personal financial responsibility of the member, before the community shares medical expenses.

There is a one year waiting period for pre-existing conditions to be eligible for sharing, followed by a fixed sharing schedule.

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