Premium HSA

More Benefits, Better Care, Superior Service

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Premium Plans

Available for Small Business, Sole Proprietors, Families and Individuals.
With and expanded array of benefits.

Premium HSA

Health Saving Account Eligible and Preventive Services with Minimal Essential Coverage!

Protection: Small & Large Health Care Expenses with expanded medical and preventive needs eligible for sharing.
Additional Features: Medical Cost Sharing, Telehealth, Mental Health, Concierge Assistance, Pharmacy Benefits Program, Personal Medical Records Vault, QR Life Code
Key Features

Health Plan Features

No Network Restrictions

Members are able to choose their own doctor and facility.

No Limits

No lifetime or annual caps on qualifying medical expenses.

Cash Pay Market Place

Search for quality providers with price transparency.

Medical Concierge

Service to help members find providers in their area and value driven pricing for care.

Medical Bill Negotiation

To ensure members are not overpaying for their healthcare costs.


Maternity needs are shareable. Conception date must be after the start date.

HSA Account Compatibility

Open an HSA Account at a financial institution of your choice

Tax Free Contributions

Contributions are tax-free, either pretax (if through an employer) or tax-deductible.

Yearly Balance

HSA balances roll over.

Account Growth is Tax Free

Your HSA money can be invested in mutual funds, stocks and other investment tools.

HSA and Retirment

After age 65, you can spend your HSA savings on anything you want.
Our Premium Plans offer extended sharing options

Premium Care Benefits

IUA Options

Choose from $500, $1000, $1500, $2500, $5000. With a possibility to get a full or a partial IUA reimbursement when filing a medical need.

Pre-Existing Conditions

No limitation on sharing for members with pre-existing conditions once the phase in period is over.

Preventive Care

Colonoscopy, Mammogram , Childhood Immunizations, Annual Flu Vaccine. Without meeting your IUA.

2nd Opinion

In the event of a diagnosis, members receive a complimentary second opinion from a national specialist on the diagnosis and treatment protocol.

Mental Health

Talk therapy, Psychiatric Services, ADD & ADHD medication are eligible for limited sharing.

Maternity Needs
Eligible for Sharing
Maintenance Medication
Eligible for Sharing
International Expenses
Eligible for Sharing
Medical Equipmnet
Eligible for Sharing

Health Sharing

A better way to pay for Health Care
Health sharing is a unique and innovative approach to managing healthcare costs that allows individuals to pool their resources together in order to cover medical expenses.

This approach is generally 40-60% less expensive than traditional healthcare solutions.

Medical Needs

Each medical incident is treated as a "Need". Once the IUA is met, the community shares medical expenses until the member is symptom-free for 12 months.

Meeting your Initial Unshareable Amount

The IUA is the personal financial responsibility of the member, before the community shares medical expenses.

Total Financial Responsibility

The member is responsible for up to 3 IUAs a year.

Pre-Existing Conditions

There is a one year waiting period for pre-existing conditions to be eligible for sharing, followed by a fixed sharing schedule.
As Easy as Texting a Friend


As a Member, you may access our primary, pediatric, women’s health, and behavioral health board-certified physicians on your own time, whenever and wherever.

Through a convenient web and mobile experience, you are free to text directly with our providers to get the answers you need, including access to additional support. This solution will be accessible via secure text (with image share, phone, and video available) 24/7 365 days a year in all 50 states.

No wait times

No appointments

Anytime anywhere

Member Assistance Program

Mental Health & LifeCare

100% Confidential Counseling: This program provides members with a way to find help dealing with personal and work-related issues. Without this help, these issues could decrease members’ quality of life or interfere with job performance.


Virtual, face-to-face, or telephonic sessions with a counselor

Personal Navigation

In all areas of work/life convenience

Access Additional Resources

Childcare, legal, financial, support groups, housing, etc.

Elder Care and Financial

Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.

Online Training Library

Thousands of virtual work/life training and ability to track progress.

Access to Compass

Advanced HR support and assistance in professional development.

Securely Record Vital Health Observations

Provides Continuity of Care

Easy Access for Emergency First Responders

Easy Access

QR LifeCode and Personal Medical Records Vault


You can grant access to your Electronic Medical Records to providers, medical facilities, family, etc., providing continuity of care. Health Tracking provides you and your caregivers the ability to record vital health observations easily and securely.


In a medical emergency first responders can access your Medical Records Vault through your QR LifeCode Five-digit ID code. You can access and safely share your medical records, track health conditions, and get better healthcare solutions.

Always There To Help

Concierge Assistance

The concierge is focused on supporting and guiding you every step of the way through your health care journey.

The concierge team at MPB Health is here to help you make the most out of your membership. Traditional healthcare can be difficult to understand, at MPB Health it doesn’t have to be! We’re here to help you navigate all your benefits. We’ll work with you to ensure that you have the support you need and that you’re getting the most out of your healthcare plan.

Provides Guidance

Educates Members

Member Support

Vitamins and Wellness Products

25% OFF supplements & wellness products.

Pharmacy Benefit Program

Save at least 75% on your medications! Our Concierge Team diligently searches 10-15 sources nationally and internationally to secure the best prices for your medications.

Vitamins and Wellness Products
25% OFF

High Quality: Only the healthcare’s best products to better support your wellness journey. 
Great Prices: Practitioner driven pricing ensures you get the prices on all products. 
Fast, reliable shipping: You receive your wellness products quickly, backed by a world class customer service. 

Compare the features and available benefits of each healthcare plan

Determine if our plans will meet your needs.

Contact Us

Have Questions?

Fill in the form and an MPB Health Advisor will get back to you as soon as possible.

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(855) 816.4650