Premium HSA
More Benefits, Better Care, Superior Service
Premium HSA Health Plan
Health Saving Account Eligible and Preventive Services with Minimal Essential Coverage
Premium HSA: An ideal solution for those seeking flexible, tax-advantaged healthcare savings while ensuring robust protection for both routine and unexpected health care needs.
Other Available Plans
Key Features
Health Plan Features
Pregnancy
Maternity needs are shareable. Conception date must be after the start date.
End of Life Assistance
If a member dies after one year of membership, financial assistance will be provided
HSA Account Compatibility
Open an HSA Account at a financial institution of your choice
01
Yearly Balance
HSA balances roll over.
03
Tax Free Contributions
Contributions are tax-free, either pretax (if through an employer) or tax-deductible.
02
Account Growth is Tax Free
HSA money can be invested in mutual funds, stocks and other investment tools.
04
HSA and Retirment
After age 65, you can spend your HSA savings on anything you want.
Large Medical Expenses
Health Sharing
A better way to pay for Health Care
Health sharing is a unique and innovative approach to managing healthcare costs that allows individuals to pool their resources together in order to cover medical expenses.
This approach is generally 40-60% less expensive than traditional healthcare solutions.
Each medical incident is treated as a “Need”. Where once the IUA is met, the community shares medical expenses until the member is symptom-free for 12 months.
The member is responsible for up to 3 IUA’s a year.
The IUA is the personal financial responsibility of the member, before the community shares medical expenses.
There is a one year waiting period for pre-existing conditions to be eligible for sharing, followed by a fixed sharing schedule.
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