This guide is for educational purposes and highlights simple strategies you can use to shop smarter for prescriptions.
1. Always Ask About Generics
Generic medications:
Contain the same active ingredients as brand‑name drugs
Are FDA‑approved for safety and effectiveness
Often cost 80–85% less than brand‑name options
Member tip: When your provider writes a prescription, ask if a generic equivalent is available and appropriate for you.
2. Find Prescription Discounts in the MPB Health App
Discount cards can dramatically lower cash prices on medications, sometimes even below insurance copays.
MPB Health x GoodRX
Huge pharmacy network: Over 65,000 participating pharmacies, including major national chains
No restrictions: No formularies, prior authorizations, or medication denials
Easy to use: Simply show the coupon at the pharmacy counter
Transparent pricing: Compare prices across pharmacies before you fill
3. Compare Prices
Prices for the same medication can differ significantly between pharmacies even within the same zip code.
Before filling your prescription:
Check pricing at local pharmacies
Compare retail vs. discount card pricing
Ask your pharmacist if a lower‑cost option is available
4. 30% off Vitamins & Supplements
Every membership includes 30% off vitamins and supplements through Fullscript. This can be accessed through your MPB Health Portal or App. Just Click "Find Discounts" on the home screen, then "Vitamins and supplements".
Why This Matters:
Many supplements are not covered by insurance or discount cards
Quality and sourcing vary widely
Fullscript offers professional‑grade products at a built‑in discount
Member benefit: You get automatic savings! No coupons or promo codes required.
5. RX Valet: Built-In Prescription Savings
RX Valet is a prescription pricing and savings tool available through select MPB Health memberships. It helps members search medications, compare prices at local and mail-order pharmacies, and access 1,000+ prescription medications priced at $0 or $14.95 and under.
Eligibility notice: RX Valet benefits are available exclusively to members enrolled in: Premium HSA, MEC + Essentials, and Secure HSA memberships.
For more info please see: How to Use RX Valet to Search & Save on Prescriptions | Resource Library | MPB Health
Bottom Line
Overpaying for prescriptions is common, but often avoidable. By combining:
Generic medications
Prescription discount cards like GoodRx
Built‑in member savings such as 30% off supplements through Fullscript
…you can take control of your pharmacy costs and keep more money in your pocket.
Need Help Finding the Best Price?
Your MPB Health Concierge Support Team can help you search for the best pricing on prescriptions, labs, imaging, and medications. If you’re unsure which pharmacy, discount option, or tool to use, they can guide you toward the most cost-effective choice.
📞 Concierge: 1-800-519-2969
📧 Email: concierge@mympb.com
🌐 Member Portal: https://app.mpb.health/