What Is Medical Cost Sharing?
Medical cost sharing is a community-based approach to managing healthcare expenses. Instead of paying premiums to an insurance company, members contribute monthly and share eligible medical costs according to established guidelines.
How Sharing Works for MPB Health Members
You receive care from a licensed medical provider (as a cash pay patient)
You submit a sharing request through the MPB Health App or Member Portal
Required documentation (such as itemized bills) is reviewed by the health-sharing community
Eligible expenses may be shared after your IUA is met (according to membership guidelines)
Sharing is subject to eligibility rules, timelines, and program requirements.
Initial Unshareable Amount (IUA)
Your Initial Unshareable Amount (IUA) is the portion of a medical need you are responsible for before sharing may occur. IUA amounts vary by membership. You are able to change your IUA at any time.
Important to Know
MPB Health is not health insurance
Health Sharing is not health insurance
Eligibility and sharing determinations are made by the health-sharing community
Want More Information?
This guide is a summary. Complete eligibility requirements, timelines, and sharing rules are available in the Member Guidelines, accessible through your Member Portal and on the MPB Health App.
Need Help?
MPB Health Member Support is available to help you understand how your membership works and how to access resources.
📞 Member Support: 1-800-519-2969
📧 Email: concierge@mympb.com
🌐 Member Portal: https://app.mpb.health/